Credit Card with rewards:
The Credit Card is subject to the following fees and interest.
We use the average daily balance method to determine the amount of interest charged on your Account each Billing Period. We will charge interest on any daily balance that is subject to an APR. We will start charging interest on the day a Transaction or other charge is added to that balance and will continue charging interest until that balance is paid in full.
If the interest due on your account is less than $1.00, we will charge you a Minimum Interest fee of $1.00 in lieu of any interest charges.
Late payment fee
We may charge a late fee if we do not receive your payment as instructed in your Statement by the Payment Due Date.
A Late payment fee of $35 is charged for each instance.
The maximum number of Late payment fees that will be charged during any rolling 12-month time period will not exceed 4 and no more than 3 consecutive Late payment fees will be charged.
Returned Payment fee
We may charge you a $10 Return Payment fee each time your financial institution, for any reason, rejects a payment you make to us.
As a courtesy, we automatically waive the first Returned Payment fee charged to your account.
The Rewards Card purchases are funded by a linked bank account; therefore, it has no interest or fees.
This includes no annual fees, foreign transaction fees, late payment fees or returned payment fees.
If a non-sufficient fund fee (NSF) or returned payment fee is charged, contact your bank directly for assistance.